InSell is a coin-based rewards platform. You create a free account, earn coins and balance through daily activity on the platform, and can grow your earning potential by leveling up. This page explains, in plain language, exactly how everything works so you can make informed decisions before you use or spend anything on the platform.
💡 In short: Registration is free. Earning is built into the daily activity on your dashboard. Leveling up and buying coins are optional choices you can make once you understand how they work - never a requirement.
The platform is maintained through advertising revenue and optional coin purchases, allowing us to continuously improve features and maintain platform operations - see the Transparency section below for full details.
Here is the complete workflow, step by step, in the order you'll actually experience it.
Coins are the platform's internal currency. They have no cash value on their own - their only purpose is to unlock higher Levels, which in turn raise your daily earning limit. You get coins by making a Deposit (see below).
Every account starts at Level 0 with a base daily earning limit. Spending coins to upgrade to a higher Level increases how much you're able to earn each day. Each Level has a fixed coin cost and a fixed daily limit, both of which are always shown to you on the Level Upgrade screen before you confirm anything - there are no hidden costs or surprise changes after the fact.
Your Level determines a maximum amount you can earn per day. This limit resets every day. Your dashboard always shows your current progress toward that day's limit in real time, so you always know exactly where you stand.
To buy coins, you make a Deposit:
If automatic verification is temporarily unavailable, times out, or is unable to confirm a payment - your deposit request is never discarded. Instead, it is saved with a Processing status and placed in a manual review queue for our team to check by hand. You can track this status at any time from your Deposit History page, which will always show one of the following:
💡 Coin purchases are entirely optional. They exist only to unlock higher Levels and additional features. Nothing on this platform requires you to deposit money, and you should only do so once you fully understand how Levels, daily limits, and withdrawals work.
Once your balance and Level meet the minimum withdrawal requirements shown on the Withdraw page, enter an amount and your UPI ID, then confirm your account password when asked - this is what authorizes the request, so keep your password private. Every withdrawal request is then reviewed by our team and will show one of the following statuses in your Withdrawal History:
Every account gets a unique referral code and link, available on the Referral page. When someone registers using your link and later makes a verified deposit, you automatically receive a commission - a percentage of their deposit amount - credited directly to your balance. The current referral percentage is always shown on your Referral page. There is no limit to how many people you can refer.
To create an account you provide a valid email address and phone number, and set a password. Adding a referral code at sign-up is optional. Before your account can be created, you must actively confirm that you have read and accept both this Terms & Conditions document and our Privacy Policy - the Create Account button will not work until both are accepted.
You're responsible for keeping your login details and account password confidential, and for the accuracy of the information you provide at registration.
We believe you should always know how a platform you use makes money. Here's ours, plainly:
⚠️ No Guaranteed Income: This platform does not promise or guarantee any income, profit, or return. Any coins, balance, or referral commissions you earn depend entirely on your own activity and the choices of people you refer. You should fully understand how the platform works, including the sections above, before making any coin purchase.
The platform includes an optional mini-game, Butterfly Duel, playable with Coins or Money in a "vs AI" mode or an "Online" mode against another real user. Here's exactly how it works:
⚠️ Play Responsibly: Butterfly Duel involves real Coins or Money and carries genuine risk of loss. It is entertainment, not an income source, and outcomes are not guaranteed in your favor. Only play with amounts you're comfortable losing, and stop if it stops being fun.
To provide the platform's features, we collect and store:
We use your information only to operate your account: processing deposits and withdrawals, calculating referral commissions, sending you account notifications, and keeping your account secure. We do not sell your personal information to third parties.
Passwords are stored using industry-standard one-way hashing, meaning even we cannot see your actual password. Sensitive actions are protected with security tokens to prevent unauthorized requests. No online system can be guaranteed 100% secure, but we take reasonable, ongoing steps to protect your data.
You can request a copy of the personal data we hold about you, ask us to correct inaccurate information, or request account deletion by contacting support. Some information, such as transaction records, may need to be retained for a period to comply with financial record-keeping obligations even after a deletion request.
By registering for an account, you confirm that you have read, understood, and agree to this entire document, including the Privacy Policy and Refund Policy sections below.
You must be legally able to enter into a binding agreement in your jurisdiction to use this platform, and you must provide accurate information at registration.
These all work exactly as described in the How The Platform Works section above, which forms part of these Terms. In particular:
As stated in the Transparency section above, this platform does not guarantee income, profit, or any specific return. Earnings depend on your own activity within the platform's rules.
We may suspend or restrict an account that we reasonably believe is engaged in fraud, abuse of the referral or deposit-verification system, multiple-account abuse, or any other violation of these Terms. Where possible, we will explain the reason via your account notifications or Support.
We may update this document from time to time to reflect changes in how the platform works or to improve clarity. The "Last Updated" date at the top always reflects the most recent version. Continued use of the platform after an update means you accept the revised Terms.
✅ Verified Deposits: Once a deposit is verified (automatically or by manual review) and coins are credited, that transaction is final and non-refundable, since the coins have already been made available to your account.
❌ Rejected Deposits: If a Processing deposit is Rejected after manual review, no coins are credited and, by definition, nothing is charged by the platform for it. If you believe a genuine payment was incorrectly rejected, contact Support with your UTR number.
❌ Rejected Withdrawals: If a withdrawal request is rejected, the requested amount is automatically returned to your platform balance - it is not lost.
⚠️ Wrong Payment Details: We are not responsible for payments sent to an incorrect UPI ID or for withdrawal delays caused by an incorrect UPI ID on file. Please double-check your details before confirming.
We're here to help! If you have any questions, concerns, or need assistance, feel free to reach out to us through any of the following channels:
📌 Quick Response: We aim to respond to all inquiries within 24 hours. For urgent matters, please reach out via Telegram for faster assistance.
🔐 Withdrawal Security:
Every withdrawal request requires you to re-enter your account
password to confirm it's really you. This check happens on our servers, not just
in the app, so it can't be skipped. We never ask for your bank UPI PIN anywhere on this
platform - it is never requested, stored, or shared.